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Universal Credit is a UK-wide benefit for those on low incomes or those who are out of a job. It is the UK’s most used state benefit, and since the coronavirus crisis began, Universal Credit claims have jumped exponentially as thousands lost their jobs and ran into financial hardship.
You can get Universal Credit if:
• You are on low income or are out of work
• You are 18 or over
• You are under state pension age, or your partner is
• You and your partner have less than £16,000 in savings
• You live in the UK
Universal Credit has replaced six more familiar benefits, known as legacy benefits, in a system designed to create ease for those who need extra support.
These benefits are: Child Tax Credit, Housing Benefit, Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance and Working Tax Credit.
Those who are more used to claiming these older benefits – now known as legacy benefits – will be eased onto the Universal Credit system in due course.
Those who are claiming Universal Credit are entitled to a standard allowance each month, which is dependent on age and relationship status.
Universal Credit UK: The simple way to calculate your entitlement [EXPLAINER]
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Universal Credit: Britons at risk of ‘poverty’ without benefit boost [ANALYSIS]
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