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Personal Independence Payments are extra money given to certain people who struggle with daily activities and mobility due to an illness, disability or mental health condition. Not everyone is eligible for PIP. However, those ineligible for PIP may be able to claim Universal Credit. But can you actually claim PIP and Universal Credit at the same time?
What is PIP?
PIP is a payment from the Government paid to those suffering from certain illnesses, disabilities and mental health conditions.
This payment could see recipients get as much as £151.40 extra each week.
But this amount is contingent on the degree to which a person’s condition impacts them and their life, rather than the condition itself.
What are the main eligibility criteria for PIP?
To be eligible for PIP you must be aged between 16 and State Pension age, which is currently set at 65 years old, rising to 66 in October.
To be eligible you must also:
- Struggle with every tasks or getting around because of physical or mental conditions
- Have had issues for at least three months and continue to expect difficulties for another nine months
- Usually be living in England, Scotland or Wales when you apply
- Have lived in England, Scotland or Wales for at least two years, unless you are a refugee or an immediate family member of a refugee.
- There are exceptions to these rules if you are terminally ill or in the armed forces.
Assessments are undertaken on PIP based upon the level of help you need because of how your condition impacts you.
If you get or need help with any of the following you are often advised to apply:
- Preparing and cooking food
- Eating and drinking
- Managing your treatments
- Washing and bathing
- Managing toilet needs or incontinence
- Dressing and undressing
- Communicating with other people
- Reading and understanding written information
- Mixing with others
- Making decisions about money
- Planning a journey or following a route
- Moving around.
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What is Universal Credit?
Universal Credit is a single benefit payment which has replaced six legacy benefits for most people.
The payment is intended to help those who are on a low income or out of work.
You may be eligible to claim Universal Credit if you:
- Are out of work or on a low income
- Are aged 18 or over
- Are under State Pension age (or your partner is)
- Have less than £16,000 in savings (including with your partner)
- Live in the UK.
Can you claim PIP and Universal Credit?
If you receive PIP, it will continue to be paid to you alongside your Universal Credit payments.
You will only get benefits if your condition is severe enough for you to qualify for them.
But the amount of PIP you receive will have no bearing on your Universal Credit payment amount.
How much could PIP and Universal Credit can you get?
PIP is made up of two components: the daily living and mobility components.
The daily living rate is the extra help you need with everyday tasks, including preparing food, washing and getting dressed.
The mobility rate is paid for those who need help getting around including moving, planning journeys and following routes.
Each component is paid at either a standard or enhanced rate.
The standard rate for 2020/2021 is as follows:
- Daily living: £59.70
- Mobility: £23.60
The enhanced or high rate of PIP is as follows:
- Daily living: £89.15
- Mobility: £62.25.
If you claim Universal Credit you will receive a standard allowance for your household.
That standard allowance is as follows:
- Single claimants under 25: £342.72 per month
- Single claimants aged 25 or over: £409.89 per month
- Joint claimants both under 25: £488.59 per month
- Joint claimants with either aged 25 or over: £594.04 per month.
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