Martin Lewis advises on savings accounts and premium bonds
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NS&I’s September Premium Bonds draw saw £138million worth of prizes get handed out. The 4.8 million winning bonds were drawn from a total of 119,132,583,818 eligible numbers. As well as the two £1million bonds, who were from Liverpool and West Sussex, there were 10 winners of £100,000, 20 of £50,000, 39 of £25,000, 98 worth £10,000 and 199 valued at £5,000.
The rest were prizes consisted of winnings worth between £25 to £1,000.
Britons who hold Premium Bonds are urged to check if they have a prize which they can claim.
This is because Premium Bonds prizes don’t carry a time limit, so people are able to claim as far back as the original 1957 draw as long as the bonds are eligible for the draw.
According to Money Saving Expert, as of November 2021 there were more than two million unclaimed Premium Bonds prizes with a total value of almost £75 million.
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To check if they may have won people can use the prize checker on the NS&I website or on the NS&I app on iOS or Android.
People only need to enter their holder number to check and people can find their holder number on their Bond record or by logging into their account.
The holder’s number has either nine or 10 digits, or eight digits followed by a letter.
A person’s NS&I number consists of 11 digits long and starts with an 11, 21, 31 or 41.
People can find this number in most of the communications they have had from the NS&I.
In June this year, the Premium Bonds fund rate went from one percent to 1.4 percent.
This meant that the odds of each £1 Premium Bond number winning a prize changed from 34,500 to one to 24,500 to one.
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This increased prize fund meant an additional 1.4 million prizes were paid out in June.
In the jackpot winners areas, there is currently over 40,000 prizes left unclaimed.
In Sefton, there are currently 10,928 unclaimed prizes worth £359,625 with the largest unclaimed prize being £1,000.
NS&I said that this winning Premium Bond is nearly 20 years old as it was drawn in the September 1994 draw.
The oldest unclaimed prize in Sefton is from March 1965 with a value of £25.
In West Sussex, there are 39,527 unclaimed prizes with a total value of £1,278,900.
The largest unclaimed prize is £5,000 and is from the March 2007 prize draw whilst the oldest is from April 1962 and is worth £25.
NS&I states the best way to make sure that someone does not miss claiming their prize is to have it paid directly into their bank account or automatically reinvested into more Premium Bonds.
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