President Trump signed off on $600 stimulus checks. Here's when yours should arrive.

  • A second round of stimulus checks have officially been approved by Congress and President Trump.
  • Most of the direct cash payments will be sent to qualifying Americans by January 15, according to the bill.
  • The stimulus checks will pay up to $600 each, or $1,200 per married couple, plus more for kids.
  • The schedule is subject to change. This post will be updated to reflect the latest information.
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Nearly one week after Congress passed a new coronavirus relief package, President Donald Trump has signed the bill into law.

In addition to providing more federal unemployment aid, rental and food assistance, and education funding, the bill authorizes a second round of stimulus checks.

Qualifying single tax filers will receive up to $600 each, and married joint filers will receive up to $1,200 — plus $600 for each child dependent. The money is not taxed as income and will not need to be repaid to the US government.

When is my second stimulus check coming?

Most people can expect to get their stimulus check by January 15. 

Distribution of a second round of stimulus checks can happen swiftly since the necessary channels are already in place from the last round of relief.

The new legislation requires the IRS and the Treasury to stop sending payments by January 15. If your payment has not been issued by that date — either by direct deposit, paper check, or prepaid debit card — you can claim the amount you're owed on your 2020 taxes.

In the first round of stimulus checks, the IRS sent most payments by direct deposit or paper check and later introduced prepaid Visa debit cards, which were sent to about 4 million people. Direct deposit is the fastest method of delivery, but debit cards make the money more widely available, primarily to households without a bank account.

If you qualify, you will get your second stimulus check the same way you got your first.

Where is my stimulus check?

The IRS developed a tool earlier this year where Americans could track the status of their stimulus payment. The tool is being updated to reflect the latest legislation and will reopen soon.

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